Using NEO's Writ and Garnishment Calculator

Open the Writ & Garnishment Calculator →

Wage garnishment

Enter the debtor's gross pay and statutory deductions, and choose the type of debt. Under Ontario's Wages Act, most ordinary debts can take up to 20% of net wages, with 80% exempt; support orders can take more. The calculator shows the amount that may be garnished each pay period.

The total judgment debt

Add the judgment amount, the costs awarded, pre-judgment interest, and post-judgment costs such as filing a writ or a garnishment, plus post-judgment interest from the judgment date to today.

Days since

A simple counter of the days from any date, useful for interest and for keeping track of deadlines.

An estimate, not a ruling

The court can change the exemption in some cases, and the right enforcement step depends on the debtor's assets. We can help you choose and file it.

• A judgment does not collect itself in Ontario
• Understanding garnishment after an Ontario judgment

Read next: About NEO Legal Services Professional Corporation

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This article is general information for people in Ontario, not legal advice. Rules, forms and deadlines change, and every situation is different. Check the current rule or speak to a licensed legal professional before you act.