Information for prospective lenders
Our investor presentation, a loan calculator for your own example numbers, and a short form to start a conversation.
Everyday legal help for Ontario, at a fixed price, on a platform we built ourselves.
NEO Legal Services Professional Corporation is a paralegal firm licensed by the Law Society of Ontario, based in Pickering and serving clients across Ontario.
For discussion with prospective lenders. This is not an offer of securities: see Important information.
Everyday legal problems are common, and too many go without help.
Why people go without
- With hourly billing, the final cost can be hard to predict before you start.
- For a $5,000 dispute, an eviction notice or a traffic ticket, an open-ended legal bill rarely makes sense.
- Courts and tribunals are complex, and delays at the Landlord and Tenant Board have been well documented (Ombudsman Ontario, 2023).
- So people represent themselves, or give up.
Ontario’s licensed paralegals are built for exactly these matters.
Licensed and regulated by the Law Society of Ontario since 2007, paralegals represent people in the busy forums where everyday problems land.
Fixed fees, virtual-first, run on our own software.
Free initial consultation · A price before we start · Clients follow their matter in an online portal
Clear prices across the matters we handle.
Range and median of the fixed fees listed on neolegalservices.com/services for the paralegal practice areas shown, October 2026. Before HST; court and tribunal filing fees are extra.
Memberships are designed to add recurring revenue.
Every plan: four 30-minute consultations a month · 20% off fixed fees · priority booking · 3-month minimum · yearly plans billed as 10 months
Launched October 2026, so too new to report results. Prices before HST.
One system from first enquiry to final invoice.
- 1Website enquiry
- 2Intake & conflict check
- 3ID verification (By-Law 7.1)
- 4E-signed retainer
- 5Matter, deadlines & court forms
- 6Drafting & research, reviewed by a licensee
- 7Time, billing & online payment
- 8Trust accounting (By-Law 9 checks)
- 9Client portal & messaging
Regulatory risk is the biggest risk in a legal practice. We built software to help us catch problems early.
Trust money
- Monthly three-way reconciliation of bank, books and client ledgers
- 12 automated checks, run daily, that flag problems with trust records and client ID for the licensee to fix
- Form 9A requisition register for electronic trust transfers, since October 2026
- One-click audit pack of the records By-Law 9 requires
Clients and records
- Identity verification when a client signs up (Stripe Identity or Plaid)
- A client contingency plan (By-Law 7.1) with annual review reminders
- Email that follows CASL: one-click unsubscribe, honoured at once
- Role-based access: financial pages are for administrators only
Built to support compliance with LSO By-Laws 7.1 and 9. The checks find problems after the fact rather than prevent them, and the licensee remains responsible.
AI that helps us do more, with safeguards we can name.
Our approach reflects the professional-conduct duties the Law Society of Ontario set out in its 2024 guidance on licensees’ use of generative AI.
We earn trust by being useful before anyone hires us.
Our plan: break even at about 84 files a year.
Why we expect the margin to hold
The platform does much of the intake, ID checks, e-signing, billing and trust records, so more of a licensee’s time can go to the legal work clients pay for.
How it would scale
Each licensed paralegal we add would work at the same published fees on the same system, which is designed so overhead grows more slowly than files. Forward-looking: a goal, not a forecast.
Forward-looking information: planning assumptions from our business plan, not results. We have not yet reached break-even. The $2,000 average file is an assumption; our published median fees in the paralegal practice areas on the Pricing slide range from $75 to $1,250, and at a $750 average file the same costs and margin need about 223 files a year (about 19 a month). Actual results may differ materially.
Where we are, and what comes next.
- February 2026The practice opens in Pickering, virtual-first and serving all of Ontario.
- 2026Platform live: client portal, ID checks, e-signing, billing and trust accounting.
- October 2026Memberships launch. Trust-requisition register and daily LSO watch go live. Voluntary WSIB coverage applied for.
- NextFirst 50 active files · first full-time paralegal hire · 100 active memberships · break-even month.
- LaterAI-assisted intake, mobile apps, a self-help template library, and licensing the platform to other paralegal practices.
Next and Later are forward-looking: goals, not forecasts.
Led by a licensee with a finance background.
Background in financial services, compliance and quality-of-earnings analysis. Designed and built the NEO practice platform.
How the team grows
- Licensed paralegals are added as revenue supports payroll.
- Administrative, intake and marketing support follows the caseload.
- The platform lets each new licensee start on the same systems from day one.
Straightforward debt, structured to respect the rules.
Where the money would go: people, clients and the platform.
Forward-looking. The amount raised and the split would be agreed with lenders. We intend to pay interest and repay principal from operating cash flow. We have not yet reached break-even, so payments depend on the business growing as planned or on other financing, and may not be made.
The risks, plainly.
Real demand, a scope that fits it, and a platform built to keep costs down.
- Under-served demand. Nearly half of adult Canadians face a serious everyday legal problem within three years (CFCJ, 2016). Many of these, though not all, fall within paralegal scope.
- A regulated scope that fits. Paralegals are licensed for these matters, and the Small Claims limit is now $50,000.
- Designed for a lower cost per file. Our platform does much of the administration and compliance work. We have not yet measured our cost per file against other firms.
- Plain terms. Any investment would be fixed-rate debt under a written agreement, with the risks set out in plain words.
Please read this before you rely on anything in this presentation.
This presentation is for information and discussion only. It is not an offer to sell, or a solicitation of an offer to buy, any security. It is not a prospectus. If NEO provides an offering document, that document, and not this presentation, will govern and will describe your statutory rights. Any investment would be available only to persons who qualify for an exemption from the prospectus requirement under Canadian securities laws, and only through definitive written agreements. No securities regulatory authority, and not the Law Society of Ontario, has reviewed or approved this presentation or any investment in NEO.
Forward-looking information here includes our milestones, use of funds, break-even and growth plans. It rests on assumptions including how many files we open, our average fee per file, our margin, hiring, and the continued scope of paralegal practice, and is subject to the risks on the Risks slide. Actual results may differ materially. We do not undertake to update it except as the law requires. Nothing here is legal, tax or investment advice: get your own before investing.
Market figures come from the third-party sources listed and have not been independently verified by NEO. NEO Legal Services Professional Corporation provides legal services under the regulation of the Law Society of Ontario.
Sources
- Canadian Forum on Civil Justice, Everyday Legal Problems and the Cost of Justice in Canada: Overview Report (2016).
- O. Reg. 626/00 under the Courts of Justice Act (Small Claims Court jurisdiction), as amended effective October 1, 2025.
- Ombudsman Ontario, Administrative Justice Delayed, Fairness Denied (May 2023).
- Business Corporations Act (Ontario), s. 3.2; Law Society of Ontario By-Laws 4, 7, 7.1 and 9.
- Law Society of Ontario, Licensee use of generative artificial intelligence (April 2024).
- NEO Legal Services: published price list, membership terms, business plan and firm records (October 2026).
Register your interest
Tell us a little about yourself. We’ll be in touch to arrange an introductory call. There is no obligation, and nothing here is an offer of securities.
Loan calculator
Do the arithmetic on an example fixed-rate loan or note: what a lender would receive and when, if every payment were made. Change any number.
This calculator does arithmetic on example numbers that you can change. They are not terms NEO is offering, a forecast or a promise of any return, and the results assume NEO makes every payment in full and on time. A loan to a small private business is not a bank deposit, is not insured, and you could lose some or all of your money.
This page is for information only and is not an offer to sell, or a solicitation of an offer to buy, securities. See “Important information” in the presentation. Related: ESG Policy · About us · Legal notices
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