Title Insurance in Ontario

What is Title Insurance?

Title insurance is a contract that protects you from losses related to the ownership (title) of your property. It's an important part of any real estate closing.

What It Covers

• Unknown Title Defects — Issues like errors in public records, missing heirs, or forged documents.
• Encroachments — Problems such as a neighbour's structure built partly on your property.
• Title Fraud — Someone using your identity to sell or mortgage your property.
• Zoning/Permit Issues — Problems with non-compliance with municipal zoning bylaws or building permits.

Benefits

Title insurance offers broad coverage for a one-time premium. It provides peace of mind and simplifies many parts of the real estate closing process.