To win a negligence claim, you must show that the defendant owed you a duty of care, breached it, and caused you harm. The idea of a general duty of care began with a 1932 case from Scotland, Donoghue v. Stevenson. In Canada, the test is now set out in Cooper v. Hobart, 2001 SCC 79.

Mrs. Donoghue drank ginger beer bought for her by a friend at a café in Scotland. The bottle was opaque. When the rest was poured, the remains of a decomposed snail fell out, and she became ill. She had no contract with the manufacturer, but the House of Lords held that a manufacturer owes a duty of care to the consumers of its products. Lord Atkin's 'neighbour principle' became the foundation of modern negligence law.

Investors who lost money with a mortgage broker sued the provincial registrar responsible for regulating brokers, saying it should have acted sooner. The Supreme Court held the registrar owed no duty of care to individual investors: its duty was to the public as a whole, and imposing a duty to individuals raised policy concerns. In doing so, the Court refined the Canadian test.
Photos from Pexels: A law book beside the scales of justice on a wooden desk · A wooden gavel on a judge's desk.
This article is general information for people in Ontario, not legal advice. Rules, forms and deadlines change, and every situation is different. Check the current rule or speak to a licensed legal professional before you act.
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