Landlord & Tenant

Renting as a Student in Ontario: Leases, Roommates and Deposits

Renting near campus for the first time? Here is how Ontario tenancy law works for students, roommates and parents who co-sign.

Book lot on black wooden shelf

Students renting in Ontario are protected by the Residential Tenancies Act (RTA) like any other tenant, unless they live in a school residence, which is usually exempt.

The short answer

Use the standard lease, understand whether you are on a joint lease with your roommates, know that a guarantor may be responsible for the whole rent, and remember that a one-year lease doesn't end automatically in April.

Residence vs off-campus

  • School residences are usually not covered by the RTA. The school's residence agreement sets the rules.
  • Off-campus rentals, including houses rented by the room, are usually covered.

Joint leases

The stone facade of an old courthouse with arched windows and ornate carvings

If all roommates sign one lease, each may be responsible for the whole rent if someone doesn't pay. Separate leases for each room limit your risk.

Guarantors

Landlords often ask a parent to sign a guarantee. A guarantor can be liable for unpaid rent and damage, so read the guarantee carefully.

Deposits

Landlords can only take a rent deposit (no more than one month's rent or one period) and a refundable key deposit. "Damage deposits" aren't allowed.

Leaving at the end of the school year

A lease doesn't end on its own. To leave, give proper written notice (form N9), agree with the landlord to end it (N11), or assign or sublet with the landlord's consent.

Talk to NEO

Need help with a tenancy problem? NEO helps tenants and landlords with notices, applications and hearings at the Landlord and Tenant Board. Call 647-200-3526 or toll-free 888-519-2435, email info@neolegalservices.com, or book a free consultation.

Sources

Read next: Living in a Housing Co-op: Members' Rights in Ontario

General Ontario legal information, not legal advice for your matter, and reading it does not create a retainer. Sources checked 16 October 2026: check the current law, forms and dates before you act.

Photos from Unsplash: book lot on black wooden shelf · The stone facade of an old courthouse with arched windows and ornate carvings.

This article is general information for people in Ontario, not legal advice. Rules, forms and deadlines change, and every situation is different. Check the current rule or speak to a licensed legal professional before you act.

Not sure where you stand? A licensed paralegal can look at your documents and tell you your options.

Book a Free Consultation

Loading comments…

Law Society of Ontario — Barreau de l'Ontario
Find it on Apple NewsView full feature on Apple News