Insurance impact review of a ticket
Explaining how a conviction would affect your insurance and record.
What is included
- Reviewing your driving record, notices and deadlines
- Explaining how convictions on your record may affect your licence and insurance
- Preparing you for a Ministry interview or written submissions
- Asking the court for more time to pay or a lower fine where the rules allow
- Explaining the steps to have a suspended licence reinstated
What is not included
- The fine, victim fine surcharge and court costs if there is a conviction
- Insurance rate changes, which your insurer decides
- An appeal, unless your service is an appeal
- Criminal Code driving charges such as impaired driving, which are referred to a lawyer
- Licence reinstatement and other government fees
Who this service is for
- Drivers with a Ministry letter about demerit points
- Someone whose licence was suspended for an unpaid fine
- Drivers who cannot pay a fine on time
Information to have ready
- 1Any letters from the Ministry of Transportation or the court
- 2Your driver's abstract or record
- 3Proof of income or hardship, if asking for more time or a lower fine
Frequently asked questions
How much does it cost?
The fee is $75 plus 13% HST ($84.75 in all) for the work described on this page. Court, tribunal or government fees and other disbursements are extra. We confirm the scope and the fee in a written retainer agreement before any work starts.
What happens when I check out?
You book a time for your intake call, then save a card on Stripe's secure page. Nothing is charged today: the card is only charged later, for an invoice for work already done, as your retainer agreement sets out. A licensed paralegal confirms the details, checks for conflicts of interest and, if we can act for you, sends the retainer agreement. Fees paid before the work is done are held in our trust account.
Why would the Ministry ask me to an interview?
The Ministry of Transportation may call a driver to an interview when demerit points reach a certain level. The result can include a licence suspension, so it helps to prepare.
Can I get more time to pay a fine?
You may ask the court for more time to pay, and in some cases for a lower fine, by showing why you cannot pay on time. The court decides.
General information only, not legal advice. NEO Legal Services Professional Corporation is a licensed paralegal firm regulated by the Law Society of Ontario.
Important limitations
- No outcome can be guaranteed; a withdrawal, reduction or acquittal is never certain
- The court, not the firm, sets trial dates and decides the result
- Bring in your ticket early so the deadline on it can be met
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