Death benefit claim
Death benefit claim. Statutory Accident Benefits, LAT disputes, and motor vehicle accident claims.
What is included
- Checking whether the policy that applies includes death and funeral coverage
- Explaining the death and funeral benefits under the Schedule
- Completing the claim forms for the family
- Gathering the death certificate, relationship records and receipts
- Disputing a denial, where the service covers it
What is not included
- Charges for medical reports, assessments and records, and other disbursements
- Later stages, such as a Licence Appeal Tribunal hearing or reconsideration, unless the service names them
- A personal injury lawsuit against an at-fault driver, which is usually lawyer work
- An appeal or judicial review of a Licence Appeal Tribunal decision in the Divisional Court, which needs a lawyer
- Medical or rehabilitation treatment
Who this service is for
- Spouses, dependants and family members of someone killed in a collision
- The person who paid the funeral expenses
Information to have ready
- 1The death certificate
- 2Proof of relationship and dependency
- 3Funeral receipts
- 4The insurer's claim number and letters
Frequently asked questions
How much does it cost?
The fee is $1,500 plus 13% HST ($1,695.00 in all) for the work described on this page. Court, tribunal or government fees and other disbursements are extra. We confirm the scope and the fee in a written retainer agreement before any work starts.
What happens when I check out?
You book a time for your intake call, then save a card on Stripe's secure page. Nothing is charged today: the card is only charged later, for an invoice for work already done, as your retainer agreement sets out. A licensed paralegal confirms the details, checks for conflicts of interest and, if we can act for you, sends the retainer agreement. Fees paid before the work is done are held in our trust account.
Who can claim a death benefit?
Usually the spouse and dependants of the person who died, as the Schedule defines them. We check who qualifies in your situation.
Is a death benefit always available?
Not always. Since July 1, 2026, death and funeral benefits are optional coverage in Ontario auto policies, so we first check what the policy that applies includes.
General information only, not legal advice. NEO Legal Services Professional Corporation is a licensed paralegal firm regulated by the Law Society of Ontario.
Important limitations
- No outcome can be guaranteed; the insurer and, if there is a dispute, the Licence Appeal Tribunal decide
- Deadlines under the Statutory Accident Benefits Schedule are strict
- The service covers accident benefits only, not a lawsuit against another driver
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