Timeshares in Ontario: Your 10-Day Right to Cancel

Ontario's Consumer Protection Act gives consumers special rights for time share agreements.

The cooling-off period

• 10 days after you receive the written agreement.
• No reason needed.
• Cancel by giving notice in writing, in a way that gives you proof, such as email or registered mail.

Refunds

After a valid cancellation, the business must refund the money you paid within the time the rules set.

Longer rights

You may have longer to cancel if the agreement didn't contain the required information, or if the business used unfair practices.

Before you sign

• Take the contract home and read it.
• Check the total cost, including yearly fees.
• Ask how you could sell or exit later.

Paid by credit card?

If the business doesn't refund you, you may be able to ask your credit card issuer to reverse the charge.

Sources

• Consumer Protection Act, 2002
• Ontario: your rights under the Consumer Protection Act

Read next: Payday Loans in Ontario: The Rules Lenders Must Follow

General Ontario legal information, not legal advice for your matter, and reading it does not create a retainer. Sources checked 16 October 2026: check the current law, forms and dates before you act.

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This article is general information for people in Ontario, not legal advice. Rules, forms and deadlines change, and every situation is different. Check the current rule or speak to a licensed legal professional before you act.