Even minor speeding tickets can have a significant impact on your driving record and insurance premiums. In Ontario, any speeding ticket is a provincial offence.
The fine amount for a speeding ticket under 20km/h is determined by the specific speed. For example, a ticket for 15km/h over the limit would result in a fine of approximately $52.50 plus a victim surcharge.
For speeding tickets under 16km/h over the limit, there are zero demerit points. However, for speeds between 16km/h and 29km/h over the limit, you will receive 3 demerit points.
The most significant impact of a minor speeding ticket is on your insurance. Even a zero-point ticket can lead to a 10-25% increase in your premiums for three years.
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