A traffic ticket feels minor until you see your insurance bill. Speeding and stunt driving convictions in Ontario carry fines, demerit points, and — for stunt driving — immediate roadside licence suspensions and vehicle impoundment. Here's what you need to know before your court date.
| km/h Over Limit | Fine Range | Demerit Points |
|---|---|---|
| 1–15 km/h | $2.50/km | 0 |
| 16–29 km/h | $3.75/km | 3 |
| 30–49 km/h | $6.00/km | 4 |
| 50+ km/h | $9.75/km | 6 (court required) |
All fines above are subject to a 20% victim surcharge and $5 court cost.
Stunt driving is triggered by speeds of 40 km/h or more over the limit in a 80 km/h or less zone, or 50 km/h or more over in faster zones. As of 2021, the thresholds were lowered.
Careless driving is one of the most serious HTA offences. It carries 6 demerit points, a fine up to $2,000, and up to 6 months in jail for a first offence. Insurance companies treat a careless driving conviction similarly to a major at-fault accident.
Under Ontario's Graduated Licensing System, novice drivers face licence suspension with as few as9 demerit points (vs. 15 for fully licensed drivers). A single stunt driving or careless driving conviction can end a G2 licence entirely.
A licensed paralegal can obtain full Crown disclosure, attend first appearance on your behalf, cross-examine the officer, and often negotiate a reduced charge or full withdrawal — all without you needing to take time off work for court.
Charged with speeding or stunt driving? Act before your trial date.
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